The Work Number® Portfolio Review

With our portfolio review batch process, we make it easier for lenders to prioritize consumer accounts using employment and income data.
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Key Benefits of Portfolio Review

  • Manage Credit Risk More Quickly - Get earlier indications of changes in customers’ employment or income so you can react faster.
  • Increase Flexibility - The batch process provides flexibility in submitting portfolios for review depending on your organization's needs.
  • Better Adapt to Consumer Needs - Grow customer lifetime value with the ability to prioritize accounts for treatment strategies to keep your customers current and satisfied.
  • Increase Visibility for Planning & Forecasting - Reduce loss from delinquent accounts by better segmenting accounts that may be at risk and prioritizing treatment activities.

The Imperative of Portfolio Reviews: Mitigating Risks for Sustained Growth

Portfolio reviews can help lenders stay agile and responsive to fluctuations in the market and consumers’ finances.

The Importance of Credit Portfolio Reviews

Consumer credit has changed significantly in recent years, magnifying the importance of portfolio reviews for lenders.

Why More Frequent Portfolio Reviews Are Critical in an Uncertain Market

Even as markets rapidly change, you’ll have a better, more updated picture of how your portfolio is performing so you can stay ahead of any potential risk.
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Let’s connect to see how Equifax can help you more effectively manage risk and find growth opportunities in your credit portfolio.